According to @ai_9684xtpa, Binance is subsidizing USDC Flexible Savings to a 12% APY on the first 100,000 USDC per account, with funds available for deposit and withdrawal at any time, source: @ai_9684xtpa on X (Aug 11, 2025). For active traders, this structure provides yield on idle USDC while retaining flexible access to capital on Binance, source: @ai_9684xtpa on X (Aug 11, 2025).

According to EmberCN, OKX Earn is offering new users a 3-day 50% annualized yield promotion, capped at 1000 USDT, resulting in approximately 4.1 USDT interest over the period.